Rate updates
What rates have been doing.
Every rate update we've published, newest first. Each one carries the scenario it was priced against and the moment it was priced. For the trend rather than the individual days, see the rate history.
Today's rates
Priced October 1, 2026 at 10:45 AM EDT
- 30-year fixed7.250%Rate7.348%APR0.035Points
- 15-year fixed6.500%Rate6.689%APR0.313Points
- FHA 30-year fixed6.750%Rate7.637%APR0.119Points
Based on a $500,000 purchase with 20% down ($400,000 loan amount), credit score over 780, 30-day rate lock, primary residence, single family dwelling. Each rate shown is bought down with discount points paid at closing — one point is 1% of the loan amount. The points change daily with the market, and the APR beside each rate already includes them.
Get your custom quoteRates are subject to change without notice and are available only in North Carolina. This is not a guarantee of credit or an offer to lend. Your rate depends on your credit, the property and the loan you choose. Triangle Mortgage LLC, NMLS #1725415.
Archive
Mortgage rates for October 1, 2026
October 1, 2026: 7.250% (7.348% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 30, 2026
September 30, 2026: 7.125% (7.201% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 29, 2026
September 29, 2026: 7.125% (7.200% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 28, 2026
September 28, 2026: 7.125% (7.192% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 27, 2026
September 27, 2026: 6.990% (7.084% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 26, 2026
September 26, 2026: 6.990% (7.086% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 25, 2026
September 25, 2026: 7.125% (7.199% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 24, 2026
September 24, 2026: 6.990% (7.090% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 23, 2026
September 23, 2026: 6.875% (6.946% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 22, 2026
September 22, 2026: 6.750% (6.837% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 21, 2026
September 21, 2026: 6.875% (6.929% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 20, 2026
September 20, 2026: 6.875% (6.933% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 19, 2026
September 19, 2026: 6.875% (6.935% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 18, 2026
September 18, 2026: 6.875% (6.937% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 17, 2026
September 17, 2026: 6.750% (6.846% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
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