Rate updates

What rates have been doing.

Every rate update we've published, newest first. Each one carries the scenario it was priced against and the moment it was priced.

Today's rates

Priced August 16, 2026 at 10:45 AM EDT

  • 30-year fixed6.625%Rate6.646%APR
  • 15-year fixed5.875%Rate5.915%APR
  • FHA 30-year fixed5.990%Rate6.661%APR

Based on a $500,000 purchase with 20% down ($400,000 loan amount), credit score over 780, 30-day rate lock, primary residence, single family dwelling.

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Rates are subject to change without notice and are available only in North Carolina. This is not a guarantee of credit or an offer to lend. Your rate depends on your credit, the property and the loan you choose. Triangle Mortgage LLC, NMLS #1725415.

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