Mortgage rate history

Our own published pricing, for the same scenario, every business day. This is what we actually quoted on each date — not a national average, and not a forecast.

These are historical figures. Each row was accurate on the date shown and none of them is available now. Rates move daily, and often during the day. Price your own scenario for a current figure.

6.38%6.62%6.85%7.08%Aug 13Aug 20Aug 27Sep 3Sep 11Sep 18Sep 24
Note rateAPRAPR sits above the rate because it carries the points and fees.
Published 30-year fixed pricing, newest first. 42 business days.
DateRateAPRPoints
September 24, 20266.990%7.090%0.550
September 23, 20266.875%6.946%0.252
September 22, 20266.750%6.837%0.401
September 21, 20266.875%6.929%0.038
September 20, 20266.875%6.933%0.061
September 19, 20266.875%6.935%0.061
September 18, 20266.875%6.937%0.061
September 17, 20266.750%6.846%0.396
September 16, 20266.750%6.847%0.389
September 15, 20266.875%6.943%0.066
September 14, 20266.750%6.847%0.356
September 13, 20266.750%6.843%0.294
September 12, 20266.750%6.845%0.294
September 11, 20266.625%6.751%0.606
September 10, 20266.625%6.748%0.557
September 9, 20266.625%6.702%0.072
September 8, 20266.500%6.594%0.240
September 7, 20266.500%6.609%0.374
September 5, 20266.500%6.612%0.374
September 4, 20266.500%6.614%0.374
September 3, 20266.500%6.590%0.110
September 2, 20266.500%6.618%0.381
September 1, 20266.500%6.618%0.361
August 31, 20266.500%6.562%0.309
August 30, 20266.500%6.552%0.186
August 29, 20266.500%6.554%0.186
August 28, 20266.375%6.443%0.318
August 27, 20266.500%6.548%0.088
August 26, 20266.500%6.545%0.039
August 25, 20266.500%6.557%0.146
August 24, 20266.500%6.584%0.408
August 23, 20266.500%6.557%0.111
August 22, 20266.500%6.559%0.111
August 21, 20266.500%6.560%0.111
August 20, 20266.500%6.566%0.150
August 19, 20266.375%6.464%0.380
August 18, 20266.500%6.584%0.304
August 17, 20266.500%6.571%0.151
August 16, 20266.625%6.646%-0.391
August 15, 20266.625%6.648%-0.391
August 14, 20266.500%6.536%-0.263
August 13, 20266.625%6.638%-0.527

The scenario behind every figure

The same assumptions are priced each day, so the movement you see is the market and not a change of example.

Purchase price
$500,000
Down payment
20%
Loan amount
$400,000
Credit score
over 780
Lock period
30 days
Occupancy
Primary residence
Property type
Single family dwelling
Purpose
Purchase

Each rate is bought down with discount points paid at closing, shown in the table. The APR carries that cost, which is why it sits above the note rate. Your own rate depends on your credit, property and loan details. Triangle Mortgage LLC NMLS #1725415. Equal Housing Lender.

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