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Where rates are, and what's moving them.
Rate updates, market commentary and anything else worth explaining — posted through the week. No hype, and every number carries the assumptions behind it.
Mortgage rates for Sunday, August 16, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.625% (6.646% APR) on a 30-year fixed.
Mortgage rates for Saturday, August 15, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.625% (6.648% APR) on a 30-year fixed.
Mortgage rates for Friday, August 14, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.500% (6.536% APR) on a 30-year fixed.
Mortgage rates for Thursday, August 13, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.625% (6.638% APR) on a 30-year fixed.
What actually moves mortgage rates
Mortgage rates don't follow the Fed the way most coverage implies. Here is what they do follow, and why it matters for when you lock.
See what you'd actually pay
Real rate options for your situation in about two minutes. No credit pull, no obligation, and no contact details needed to look.