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Where rates are, and what's moving them.
Rate updates, market commentary and anything else worth explaining — posted through the week. No hype, and every number carries the assumptions behind it.
Mortgage rates for October 1, 2026
October 1, 2026: 7.250% (7.348% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 30, 2026
September 30, 2026: 7.125% (7.201% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 29, 2026
September 29, 2026: 7.125% (7.200% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 28, 2026
September 28, 2026: 7.125% (7.192% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 27, 2026
September 27, 2026: 6.990% (7.084% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 26, 2026
September 26, 2026: 6.990% (7.086% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 25, 2026
September 25, 2026: 7.125% (7.199% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 24, 2026
September 24, 2026: 6.990% (7.090% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 23, 2026
September 23, 2026: 6.875% (6.946% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 22, 2026
September 22, 2026: 6.750% (6.837% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 21, 2026
September 21, 2026: 6.875% (6.929% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 20, 2026
September 20, 2026: 6.875% (6.933% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 19, 2026
September 19, 2026: 6.875% (6.935% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 18, 2026
September 18, 2026: 6.875% (6.937% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for September 17, 2026
September 17, 2026: 6.750% (6.846% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
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